René Bennett | (TNS) Bankrate.com If you’re an iPhone user, you might not realize that you already have access to Apple Cash. It’s a digital cash card that’s built into Apple devices and can be found in the default Wallet app. (Note: You must link an eligible debit card to use this service.) The main function of Apple Cash is to make it easier for Apple device users to send money to one another, including sending money through the iMessage app. But Apple Cash is more than just a peer-to-peer (P2P) payment service — it can be used to shop online, in stores or to make in-app purchases. Apple Cash is a convenient way to transfer money between friends and family. Once it’s set up, a user can simply open the iMessage app and send money to a contact through their chat. It’s also useful for those who use Apple Pay, a separate service that allows Apple device users to make contactless payments with any linked card, including an Apple Cash card. Here are some important things to know about setting up and using Apple Cash. Apple Cash is a digital cash card that’s stored in the Wallet app of Apple devices, and it can be used for making P2P payments, as well as purchases through Apple Pay. When you receive money from another Apple Cash user, that money appears in your Apple Cash balance. The balance can then be spent or transferred to a linked bank account or debit card. Sending money to peers with Apple Cash can be done either directly from the digital Apple Cash card (in the Wallet app) or through the iMessage app. You can send or receive anywhere between $1 and $10,000 per message. The money shows up on the recipient’s Apple Cash card instantly, but it may take from one to three days for the balance to be transferred to a bank account. Instant transfers to a bank account are possible, but it comes with a 1.5% fee. There’s also an option to set up Apple Cash Family for children who are under 18 years old. This option limits the amount a child can send to $2,000 per message. Those younger than 18 also cannot add money to their Apple Cash card from a bank account; rather, their balance only grows when they receive money from another Apple Cash user. Apple Cash is a digital card within your Wallet that allows you to spend your Apple Cash online, in stores and in apps as well send and receive money. Apple Pay, however, allows you to make purchases using any credit card or debit card you have stored in your Wallet — including Apple Cash. With Apple Pay, you add credit and debit cards to your Wallet and then have the ability to pay right with your phone (or other Apple product). To set up Apple Cash, you’ll need three things: —A compatible Apple device. —Two-factor authentication enabled for your Apple ID (this can be done in Settings). —An eligible debit card to load funds onto the Apple Cash card. In the Settings app, you can turn on Apple Cash in the Wallet and Apple Pay section. Tap on the Apple Cash card icon and follow the instructions on the screen. You’ll be asked to agree to the terms and conditions, after which your device will set up Apple Cash for you. The Apple Cash card, once set up, can be found in your device’s Wallet app. If you want to set up Apple Cash Family, you’ll first need to have Family Sharing turned on, which can be done in Settings. The family organizer can add children to Apple Cash in the Family Sharing section of Settings. You’ll need to have a debit card linked to your digital Wallet to add money to an Apple Cash card. You can add a debit card to Wallet in the same place where you set up Apple Cash — the Wallet and Apple Pay section of Settings. Once a debit card is linked to your Wallet, open Wallet and tap on the Apple Cash card. Then, tap the More button (an icon with three dots). This will open a page where you can see your Apple Cash balance, add money and transfer funds to a bank account. Tap Add Money and enter the amount you’d like to add (the minimum is $10). You’ll be asked to confirm which debit card you want to use to fund the Apple Cash balance, and then the money is added to the Apple Cash card. There are two ways to send a payment to someone using Apple Cash: directly from your Wallet or in the iMessage app. Both the sender and recipient need Apple Cash to send or receive money. To send money from Wallet, simply tap the Apple Cash card in Wallet and then tap Send. Type in the contact name or phone number of the recipient. Enter the amount you’d like to send (between $1 and $10,000), then review the payment and confirm it with Face ID, Touch ID or a passcode. In iMessage, open the conversation with who you’d like to send money to, or start a new one. Tap on the app button, which appears next to the type bar, and then tap on the Apple Cash icon. You’ll be prompted to enter an amount (between $1 and $10,000). Once you’ve reviewed the amount, tap Send and confirm with Face ID, Touch ID or a passcode. The first time money is sent to someone, the recipient will need to accept the payment within seven days for it to go through. After the first instance, payments are automatically accepted. If you’re using Apple Cash to make a purchase either online or in a store, you’ll need to pay using Apple Pay. To request money from your iPhone, open the conversation in the Messages app. Tap the plus icon, followed by Apple Cash. Then, tap Request. Tap the send button to send your payment request. Once the request is sent, the person you sent it to can confirm or change the amount they send to you. You can also request money from your Apple watch. Open your messages app, choose a conversation, tap the plus icon and then choose Apple Cash. Once you enter the amount you are requesting, swipe left on the Send button. Tap Request. As you start to accumulate money on the Apple Cash card, you may want to move it to a debit card or a bank account . This can be done by going to the same place where you added funds to the card, by clicking the icon with three dots next to your digital card. Enter an amount to be transferred, then tap Next. You’ll be asked whether you want to do an instant transfer (for a 1.5% fee) or a transfer in one to three business days for free. After making a selection, the screen will instruct you to set up a bank account if you don’t already have one set up. You’ll confirm the payment, and the transfer is initiated. Instant transfers can only be made to an eligible debit card, not a bank account. Money is sent within 30 minutes when you select instant transfer. —Zelle: If your bank is offers Zelle, it might be a good idea to take advantage of the P2P payment service. Zelle can be accessed directly from your bank’s mobile app, and it allows you to send instant transfers at no extra cost. —Venmo: Anyone can use Venmo, as long as they’ve downloaded the app. Unlike Apple Cash or Zelle, it’s a standalone P2P payment app. Venmo comes with a social element — users can follow each other and add fun emojis to their payments, although they can also keep their account activity private. —PayPal: This P2P payment service is a good option if you want to send money internationally. It also offers a PayPal Debit card, which, like the Apple Cash card, can be used to make purchases online or in stores. —Samsung Pay Cash: Samsung device users can use this option instead of Apple Cash. Similar to Apple Cash, it is a digital wallet that you can access from a Samsung mobile device. However, to take full advantage of Samsung Pay Cash, users will need to undergo an extra registration process to upgrade to a Full Card Account. Apple Cash makes it easy for Apple device users to send money to each other. Users can simply tap the Apple Cash icon in their text messages to send money through iMessage. It can also be used as an extra repository for spending money and can be used for purchases anywhere Apple Pay is accepted. With that said, only Apple device users can send and receive money using Apple Cash, so those looking for a more universal payment service may want to consider other P2P payment apps . ©2024 Bankrate.com. Distributed by Tribune Content Agency, LLC.WATERTOWN, Mass. , Dec. 5, 2024 /PRNewswire/ -- 3D BioLabs LLC ("3D BioLabs" or "3DB"), has reached a pivotal milestone in the field of regenerative medicine as recently published in the Proceedings of the National Academy of Sciences . 3DB's study has demonstrated a new approach to creating large organs to solve the organ transplant shortage. Using 3D printing, computational fluid dynamics, and organ specific cells, their study demonstrated effective blood flow and cell viability and function within the model device, marking a significant advance toward a bioengineered liver replacement. The study was led by 3D BioLabs Scientific Founder Dr. Joseph P. Vacanti , the Distinguished John Homans Professor of Surgery at Harvard Medical School and Mass General Hospital. 3D BioLabs 3D printed device (3DPD) has been engineered to mimic native liver tissue structure by using fractal architecture to support both vascular anastomosis and hepatocyte function. The device features embedded portal-venous (PV) channels that enable continuous blood flow when implanted and hepatobiliary (HB) channels that support the viability of liver cells. Active perfusion of tissue scaffolds allows for improved oxygen and nutrient availability to increase cell density, further supporting the feasibility of the device as a functional liver tissue substitute. Dr. Vacanti said: "We are extremely pleased to reach this pivotal milestone in the development of functioning 3D printed organs, which furthers our mission of solving the long-standing issue of organ transplant shortages. With our recent study, we are one step closer to achieving an engineered alternative to liver transplantation, addressing critical organ shortages and helping patients in need." 3DB's proprietary technology builds upon decades of work in tissue engineering, beginning with the first patent in tissue engineering granted to Dr. Vacanti in 1988 and the Vacanti ear mouse in 1997. This milestone is supported by recent work implanting large and complex devices into pigs for as long as one week. For further details, visit 3DBioLabs.com . About 3D BioLabs: 3D BioLabs is comprised of scientists, engineers and visionary clinical scientists that aim to improve world health by providing man made organs for individuals suffering from organ failure and other complex problems of tissue loss. Our mission is the development of a platform technology that will result in sophisticated designs that allow for precise mimicry of what happens inside humans more closely than other systems, where decades of research have reached barriers based on organ size and complexity. View original content to download multimedia: https://www.prnewswire.com/news-releases/3dbiolabs-achieves-pivotal-milestone-in-development-of-3d-printed-liver-implant-302324302.html SOURCE 3D BioLabsFormer Green Party leader Caroline Lucas has also resigned as vice-president of the animal welfare organisation, with both of them expressing their “sadness” over leaving the roles. It comes after an Animal Rising investigation made claims of cruelty at “RSPCA Assured” slaughterhouses in England and Scotland, with the campaign group sharing footage of alleged mistreatment. RSPCA Assured is a scheme whereby approved farms must comply with the organisation’s “stringent higher welfare standards”, according to its website. Mr Packham shared the news of his resignation on social media, saying: “It is with enormous sadness that I have resigned from my role as president of the RSPCA. “I would like to register my respect and admiration for all the staff and volunteers who work tirelessly to protect animals from cruelty.” Ms Lucas said she and Mr Packham failed to get the charity’s leadership to act. She posted on X, formerly Twitter: “With huge sadness I’m resigning as VP of the RSPCA, a role I’ve held with pride for over 15 years. “But their Assured Schemes risk misleading the public & legitimising cruelty. “I tried with @ChrisGPackham to persuade the leadership to act but sadly failed.” In June, the RSPCA commissioned an independent review of 200 farms on its assurance scheme which concluded the scheme was “operating effectively” to assure animal welfare on member farms. Following Animal Rising’s release of footage last week, the charity said it was “appalled” by what was shown, adding that it launched an immediate investigation and suspended three slaughterhouses from the scheme. In the wake of Mr Packham and Ms Lucas’ resignations, an RSPCA spokesperson said it is “simply not true” that the organisation has failed to take urgent action. They said: “We agree with Chris and Caroline on so many issues and have achieved so much together for animals, but we differ on how best to address the incredibly complex and difficult issue of farmed animal welfare. “We have discussed our work to drive up farmed animal welfare standards openly at length with them on many occasions and it is simply not true that we have not taken urgent action. “We took allegations of poor welfare incredibly seriously, launching an independent review of 200 farms which concluded that it was ‘operating effectively’ to improve animal welfare. “We are taking strong steps to improve oversight of welfare, implementing the recommendations in full including significantly increasing unannounced visits, and exploring technology such as body-worn cameras and CCTV, supported by £2 million of investment.” The charity insisted that while 94% of people continue to choose to eat meat, fish, eggs and dairy, it is the “right thing to do” to work with farmers to improve the lives of animals. “RSPCA Assured visit all farms on the scheme every year, but last year just 3% of farms were assessed for animal welfare by state bodies,” the spokesperson continued. “No-one else is doing this work. We are the only organisation setting and regularly monitoring animal welfare standards on farms. “We have pioneered change through RSPCA Assured, which has led to improvements throughout the industry including CCTV in slaughterhouses, banning barren battery cages for hens and sow stalls for pigs, giving salmon more space to swim and developing slower growing chicken breeds who have better quality of life.”
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DES MOINES, Iowa -- Republican Rep. Mariannette Miller-Meeks won her reelection bid Wednesday after a recount confirmed her lead, helping her party pad its thin majority in the U.S. House and retain control of all four of Iowa’s congressional seats. Miller-Meeks said in a post on the social platform X that she was “deeply honored” after she defeated Democrat Christina Bohannan in a rematch of 2022, when Miller-Meeks won by 7 percentage points. The margin this year was much tighter — Miller-Meeks' lead over Bohannan was less than a percentage point, or fewer than 1,000 votes. “I am now looking forward to getting back to work in Washington to lower prices at the gas pump, grocery store and on prescription drugs, secure the border and help farmers," said Miller-Meeks, who represents the 1st District, which includes the eastern part of the state and a swath of south-central Iowa, including Johnson County, home to University of Iowa in Iowa City. Miller-Meeks earned a first term in Congress representing Iowa’s 2nd District when she defeated Democrat Rita Hart by just six votes in 2020. The Associated Press called this year's race at 4:02 p.m. ET on Wednesday. Miller-Meeks had declared victory earlier, but the AP had not yet called the race because the margin was close enough that it could prompt a recount. Bohannan's campaign on Nov. 14 requested a recount , as any candidate is allowed to do, saying in a statement that the recount will make certain “that every voter is heard.” She congratulated Miller-Meeks in a message on X after the vote count was completed. “Although this is not the result we wanted, I am so proud of our campaign,” she wrote. “We exceeded all expectations and turned a district that many pundits thought was unwinnable into one of the very closest races in the country.” The request was made for a recount in each of the district’s 20 counties. Because the margin was less than a percentage point, the state — not the candidate — pays for the costs associated with the recount. Miller-Meeks’ campaign accused Bohannan and other Democrats of being “election deniers," and Republicans have said Bohannan is wasting taxpayer dollars. “This is a delaying tactic to thwart the will of the people,” the Miller-Meeks campaign said in a Nov. 14 statement. “A recount won’t meaningfully change the outcome of this race as the congresswoman’s lead is mathematically impossible to overcome.” Republican incumbents held onto Iowa’s three other congressional seats, maintaining GOP control over the entirety of Iowa’s congressional delegation. The sweep in 2022 represented the first time in three decades that Iowa had an all-Republican delegation, emblematic of the sharp rightward shift in the state not long after former President Barack Obama carried Iowa in 2008 and again in 2012. Obama won with solid support from the eastern counties along the Mississippi River that have mostly backed Trump since and bolster Miller-Meeks' in her district as well. Two competitive congressional races in Iowa this year — the 1st and 3rd Districts — brought millions of dollars in paid advertising to the state from national campaign arms for House Republican and Democrats. Zach Nunn fought off the challenge from Democrat Lanon Baccam in the 3rd District, which includes much of the Des Moines metro area. Republican incumbents Ashley Hinson in the 2nd District and Randy Feenstra in the 4th District won decisively. Hinson defeated Democrat Sarah Corkery. Feenstra defeated Democrat Ryan Melton.
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In April, the Tennessee Titans used their 2nd round pick on Texas DT T'Vondre Sweat. He was one of the most talented "red flag" prospects in the class. The college production was off the charts, but he had on- and off-field concerns, according to many draft analysts. He couldn't keep his weight in check. Conditioning was likely to be an issue. His size arguably prevented him from being a true three-down player who could effectively rush the passer. He was a goofball whose immaturity was a regular issue. He was a potential liability away from the football field, as proven by a horribly-timed DUI just weeks before the draft. This guy was a draft mistake waiting to happen in the eyes of most teams, analysts, and fans. Titans fans themselves spend the days and weeks leading up to the draft openly campaigning against Ran Carthon selecting Sweat, especially not in the 2nd round. The Titans took him there anyways. And just 3 months into his rookie season, T'Vondre Sweat is proving the Titans as right as they possibly could have been for taking a chance on him. #Titans T’Vondre Sweat Rankings Among Rookie DTs per PFF: •454 Defensive Snaps-1st •72.2 Overall Grade-1st •74.5 Run Defense Grade-1st •71.1 Tackling Grade-8th •58.8 Pass Rush Grade-12th •66.7 Coverage Grade-2nd •13 Pressures-Tied 2nd •1 Sack-Tied 3rd •21 Tackles-1st pic.twitter.com/noerqDdvY4 Sweat has been everything the pre-draft narrative said he couldn't be. He's been a stalwart pro off the football field, handling his business the way it needs to be handled. His work ethic has been consistently relentless according to his coaches and teammates. That hard work has shown itself with progress on Sundays, as Sweat has only improved as an interior technician throughout the season. Amongst a very talented rookie DT class, he's ranked 1st in PFF defensive score and total tackles (21). He's clearly the best run defender of his class. He's got the 2nd most pressures of the group (13), an impressive feat for a guy too big and slow to rush the passer! And after getting so close many times, he recorded his first NFL sack in his hometown of Houston in Week 12. And perhaps biggest of all his stats, he leads all rookie defensive tackles in total snaps played with 454. His weight and conditioning haven't been even close to a problem all year long. At 366 pounds, Titans DT T'Vondre Sweat is second-heaviest player in NFL history to record sack https://t.co/YHjjr8Hrzm pic.twitter.com/Mziptv0Lcy Naturally, Titans decision makers are extremely pleased with how their gamble has panned out. But when you ask them about how he's debunked the red flags attached to him, they'll respectfully push back on that idea. "Yeah, I think it's less of debunking and more of confirming for us" Head Coach Brian Callahan explained. "We felt really good about the person. We felt really good about the background. We did our homework on him. He was vetted very, very, very thoroughly. And we came away with a player—and a person—that we really liked and thought he had all the right make-up. Some unfortunate circumstances might have led others to believe differently, but he's been everything that I thought he would be when we drafted him. And I think if you asked Ran (Carthon), he'd feel the same way. He's a phenomenal person. He's a great personality. He plays hard. All the things that were sort of red-flagged in him during the draft process were not things that we were as concerned about. "I think it's pretty awesome that he's confirmed for us that everything we believed in he's given us and shown us and that's really cool." It's not like Sweat has just recently put these concerns to bed. Since the moment he arrived in Tennessee, he's been a man on a mission to be the best pro he can be. And the Titans didn't take a chance on him recklessly. This wasn't a shot in the dark or willful blindness towards potential issues. This was a calculated, researched move on the part of the Titans front office. A process that showed them something about T'Vondre that so many others didn't see. "And on top of that, we did a really good job, I think, organizationally in putting the structure around him that allowed him to succeed." Callahan explained. "We worked really hard to make sure from conditioning with Zac (Woodfin) and the performance staff to Lauren (Silvio) and the nutrition. All of those things were all put in place for him. There was a structure in place for him to be successful, and he's taken advantage of it. I think he's been everything I hoped he would be from a personality standpoint, as a person and as a player." A big part of that healthy structure is Sweat's running mate, star DT Jeffery Simmons. All along, big number 98 has been involved in the shepherding of his young teammate. "I think that's what makes the situation even more unique, is that Jeff (Simmons) has been looking for a guy like (T'Vondre) Sweat to play with. He's wanted that kind of running mate inside, and a guy that he knows is going to be able to take up double teams and make his job easier. But Jeff's a fantastic leader in that room on top of it. He wouldn't let—it's like if you're going to play next to Jeff, there's an expectation and a standard and he wasn't going to let Sweat fall below that. I think you're seeing the benefits of having a guy like Jeff next to him and the impact he's had on him as a veteran player to a young player. That's what we hoped for." Everything has come up Titans on the T'Vondre Sweat gamble. He's been an immediate impact player, and Tennessee's defense is reaping the rewards of their unwavering faith. This article first appeared on A to Z Sports and was syndicated with permission.Oregon 78, San Diego St. 68PM Modi meets Indian expats at labour camp in Kuwait
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